Category Archives: Personal Finance

Home Air Conditioner Problems – No Cold Air And Outdoor Coil Unit/Condenser/Lines Frozen!

There comes a day when the air conditioner stops cooling and you call your local Air Conditioning service (HVAC – Heating/Ventilation/Air Conditioning) contractor for service and repair. The HVAC service technician arrives and checks the filter and some other things. … Continue reading

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Like Most Americans, My #1 Expense Is Federal Income Taxes (#4 Is State Income Tax)

Every so often I make a point of analysing my overall expenses to see where I am leaching money unnecessarily. After my most recent analysis, I find once again that my Federal Government’s taxation ranks #1, with my state’s income … Continue reading

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Just How Bad Is The Economy?! If 401K/SEP-IRA Accounts Are Any Gauge Then REALLY BAD!

I have had a retirement account in one form or another (401K, SEP-IRA etc) for some time now. While my accounts have had their share of ups and downs, the ride was mostly a good one, with my accounts showing … Continue reading

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Some Money (And Energy) Saving Tips Compliments Of Msn

There was a really nice article on MSN recently which provided the simplest and most basic means by which we can all save a little cash while also reducing our energy consumption.  I borrowed their last page graphic to put … Continue reading

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Over Twelve Weeks To Receive A Rebate Check?!

Parago.Com (a.k.a. RebatesHQ.Com) is a frequently used REBATE resource for retailers and manufacturers alike. My most recent experience with them has been for two NewEgg.Com and Verbatim cooperative rebates on the Verbatim 100pk 16x DVD-R spindle. My rebate was received … Continue reading

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Saving you some grief, and saving you $$

Well, FIRSTLY, I recently decided to try the Online Banking Bill Pay feature for the first time. It was not as good of an experience as I had hoped. The disclaimer online immediately said there could be a 3-4 day … Continue reading

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Bank Of America – Nah Nah Nah Nah, Hey Hey Hey, Goodbye!

Note that I am self employed and have no option of Direct Deposit of a paycheck. I do, however, carry an average daily balance in my savings account of several thousands of dollars. But after doing my personal banking with … Continue reading

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