Category Archives: Personal Finance

There comes a day when the air conditioner stops cooling and you call your local Air Conditioning service (HVAC – Heating/Ventilation/Air Conditioning) contractor for service and repair. The HVAC service technician arrives and checks the filter and some other things. … Continue reading →

Every so often I make a point of analysing my overall expenses to see where I am leaching money unnecessarily. After my most recent analysis, I find once again that my Federal Government’s taxation ranks #1, with my state’s income … Continue reading →

I have had a retirement account in one form or another (401K, SEP-IRA etc) for some time now. While my accounts have had their share of ups and downs, the ride was mostly a good one, with my accounts showing … Continue reading →

There was a really nice article on MSN recently which provided the simplest and most basic means by which we can all save a little cash while also reducing our energy consumption.  I borrowed their last page graphic to put … Continue reading →

Parago.Com (a.k.a. RebatesHQ.Com) is a frequently used REBATE resource for retailers and manufacturers alike. My most recent experience with them has been for two NewEgg.Com and Verbatim cooperative rebates on the Verbatim 100pk 16x DVD-R spindle. My rebate was received … Continue reading →

Well, FIRSTLY, I recently decided to try the Online Banking Bill Pay feature for the first time. It was not as good of an experience as I had hoped. The disclaimer online immediately said there could be a 3-4 day … Continue reading →

Note that I am self employed and have no option of Direct Deposit of a paycheck. I do, however, carry an average daily balance in my savings account of several thousands of dollars. But after doing my personal banking with … Continue reading →